Medicare Supplement Plan N Benefits
Here are some of the benefits:
1. You Save Money Because You Share in the Cost
Many Americans have been conditioned to think that insurance should pay for every little thing. The truth is, many people want insurance to be like a restaurant buffet where you pay for only one meal, but you can eat the equivilent of three meals!
Unfortunately, this doesn't work. If insurance companies paid for everything, they wouldn't be in business for long.
A much better model is for we (the insureds) to pay for at least part of our costs. Plan N is a wonderful example of this.
With the Medicare Supplement Plan N, you pay for the little things, like your Part B deductible and small copays. If you really get sick however, you won't need to worry about your costs getting out of control.
2. The Premiums for Plan N are Much Lower
On average, the premiums for a Plan N are about 30% lower than the Plan F. The Plan F is a great plan, but if you are on a really tight budget, the Plan N may be your perfect choice.
3. You Have the Freedom to Go to Any Doctor or Hospital Anywhere
As long as a doctor, hospital or clinic will take Medicare (most do), they will accept your Medicare Supplement.
This means that if you are visiting your cousin Rose in Florida, you don't have to worry about getting sick. If you do, you can easily find a health care provider that will accept your Medicare Supplement.
Here is a chart showing the features of all Medicare Supplement plans (including Plan N):

